Links to government agencies and other resources are located throughout this site under related subject-matter categories.  Tip:  See these pages: 

Preparing Wisely  and State Resources.

 

 

Financial Planning:

 

Financial Planning Association of Georgia (FPA)

www.fpaga.org / Information: 770-516-8322  (Tip: Click “Find a Planner” under “Consumers.”)

 

Certified Financial Planner Board of Standards

www.CFP-Board.org  (Tip: Click on “Learn about Financial Planning.”)

 

National Association of Personal Financial Advisors (NAPFA)

www.napfa.org / Information: 800-366-2732 (Tip:  Click on “Consumer Services.”)

 

 

Insurance:

 

National Association of Insurance Commissioners (NAIC)

www.naic.org / Headquarters: 816-842-3600

Visit the NAIC’s Consumer Information Source to learn about common insurance types, consumer alerts, state regulation basics, the complaint filing process, and more.

www.naic.org/consumer_home.htm

Request a free copy of the Shopper’s Guide to Long-Term Care Insurance.

www.naic.org/store_pub_consumer.htm  /

Publications: 816-783-8300 (Option 2)

 

America’s Health Insurance Plans

www.ahip.org/ Insurance professionals may call 202-778-3200.

(Tip: See “Consumer Information.”)

 

Insurance Company Ratings

Check a company’s rating before purchasing a long-term care insurance policy from the carrier.  Note that some ratings companies charge a fee for information.

 

· A.M. Best Company: www.ambest.com /

           Customer Service: 908-439-2200

· Moody’s:  www.moodys.com / Ratings Information: 212-553-0377

· Standard & Poor’s: www.standardandpoors.com /

           Credit Ratings: 212-438-7280

 

 Federal Long Term Care Insurance Program

This program is designed to help federal employees protect themselves against the high costs of long-term care through insurance coverage. Groups that are eligible to apply for coverage under the FLTCIP include: federal employees and annuitants, members and retired members of the uniformed services, and qualified relatives.  The website includes more information, including an introduction to the basics of long-term care and long-term care insurance.

http://www.ltcfeds.com/index.html / 1-800-LTC-FEDS (1-800-582-3337)

 

Reverse Mortgages:

 

Reverse mortgages allow homeowners, age 62 and above, to access equity from their home.  The amount of the loan is based on the homeowners’ age, life expectancy, equity, location of the home, and interest rate.  For more information go to:

 

U.S. Department of Housing and Urban Development

www.hud.gov / Georgia Office: 404-331-5001

(Tip:  See the section titled “Information for …” and click on “Senior Citizens.”)

 

Federal Trade Commission

www.ftc.gov / Consumer Response Center: 877-382-4357

(Tip: See “For Consumers,” select “At Home,” and scroll down to “Reverse Mortgages.”)

 

 Investments:

 

Go to www.GeorgiaInvests.org to find a range of consumer protection resources.  For more information, see “Georgia Secretary of State” under “Tools for Safe Investing.”

 

NASD BrokerCheck

NASD BrokerCheck is governed by federal law, Securities and Exchange Commission (SEC) regulations and NASD rules approved by the SEC. State disclosure programs are governed by state law, and may provide additional information on individual brokers licensed by the state. 

http://pdpi.nasdr.com/PDPI/

 

U.S. Securities and Exchange Commission –

Investment Advisor Public Disclosure

Search for an investment adviser firm on this website and view that
firm’s Form ADV. Form ADV, which includes information about an investment adviser and its business operations, also contains disclosure about certain

disciplinary events involving the adviser and its key personnel.

http://adviserinfo.sec.gov.

Contact the Georgia Lifelong Planning Program today at 1-866-55-AGING.

 

The Georgia Lifelong Planning Program is sponsored by the Georgia Department of Human Resources Division of Aging Services in collaboration with Georgia’s Area Agencies on Aging.